Everyone should have an opportunity to get access to a qualified medical care regardless of the circumstances.
Top Experts Center provides you with a truly competent support in required field of medicine. It helps people to confirm or verify their diagnosis and get access to the best medical treatment available globally.
ADVANTAGES OF INTERNATIONAL MEDICAL INSURANCE
Insurance programs allowing treatment abroad provide simple and low-cost access to expensive hi-tech medical services that ensure higher chances of survival and curing compared to the local medicine.
Top Experts Center. Multiline services:
Arrangement of medical treatment abroad («on a turn-key basis»)
Re Insurance consulting, design and handling of critical illness insurance programs
Telemedicine, telecheck-up
Arrangement of authentic medicaments supply in patient’s place of residence
Arrangement of further treatment in patient’s place of residence in accordance with international standards
Years of practical experience in medical tourism & online consulting
Extensive experience in international medical & critical illness insurance
Worldwide access to internationally recognized physicians
Partnership with internationally certified clinics & hospitals
Competitive treatment costs and negotiable rates
24/7 experienced healthcare assistants
Proactive support before, during and after treatment
Reliable legal basis
A NEW KIND OF CRITICAL ILLNESS INSURANCE
Traditional Critical Illness Insurance
One-off payment (lump-sum upon getting sick)
No actual medical treatment
No help with finding treatment
No Telemedicine services
No second medical opinion
TOPCOVER Critical Illness Insurance
Tailor-made insurance solutions (variable insurance coverage: various critical illnesses, limits, geography of treatment, etc.)
Coverage of medical, travel and accommodation expenses, as well as travel expenses of accompanying family members
Multiple treatment options of the highest quality (Israel, Europe, others)
Telemedicine & 2nd medical opinion provided by the best international experts
The development of treatment plan
Priority access to leading clinics, internationally recognized specialists
Full medical concierge services
Reasonable/competitive prices
Translation services for communication at clinics
We develop new kind of insurance product: mix of Traditional & TopCover treatment programs securing well balanced protection for reasonable price.
OUR SERVICE ON CRITICAL ILLNESS INSURANCE
We ensure full design and handling of critical illness insurance programs, depending in individual needs & requirements of the Insurer.
Reliable reinsurance support by one of one of the world’s largest Reinsurer for Life & Health.
The “single window” principle. Multiline and direct cooperation with:
Reinsurer, Insurer
Medical centers, hospitals, physicians
Individuals (Assureds, patients)
Programs of Critical Illness Insurance:
Coverage of various critical illnesses (cancer, surgery, transplantology)
Medical treatment in the leading hospitals of Israel, Europe, others
Doctors are internationally high-quality physicians (professors and
department heads of the hospitals)
All types of medical treatment: surgery and conservative methods
Personal medical curator. Remote maintenance of the patient upon completion of treatment and returning back to the country of residence
Telemedicine & 2nd medical opinion
Assistance in arranging further treatment in patient’s place of residence in accordance with international standards (treatment protocols)
Assistance in arranging supply of authentic medicaments in patient’s place of residence
Full concierge services (invitation, visa support, flight, transfer, accommodation, services of interpreter, administrator, etc)
Full services in Russian
BENEFITS FOR INSURERS
Reliable reinsurance based on partnership with one of the world’s largest reinsurer for Life & Health
A new insurance product in portfolio
Simple source of additional revenue
Increase core product sales
Cross-selling by TopExperts (individuals, corporate)
BENEFITS FOR EMPLOYERS
Employees confidence about tomorrow
Encouragement of employee’s loyalty
Strengthening of competitive advantages
Capped insurance premium payments instead of full-cost treatment allowance to employees
Additional services from Top Experts Center:
Assistance in arranging further treatment in patient’s place of residence in accordance with international standards (treatment protocols) via broad medical partners network
Assistance in arranging supply of authentic medicaments in patient’s place of residence
HOW IT WORKS FOR A POLICYHOLDER IN CASE OF TREATMENT ABROAD?
Receive a diagnosis
Application to the insurance company
Insurance company contact Top Experts Center
Top Experts Center helps to find the best doctor and hospital
Receive treatment with all expenses covered
Restart normal life at home
HOW IT WORKS FOR A POLICYHOLDER IN CASE OF A REMOTE MEDICAL CONSULTING?
Receive a diagnosis
Contact Top Experts Center
Confirm/verify diagnosis and receive personal treatment care plan
Receive translation of medical report and recommendations
